Welcome to Hart Rate!

Hart Petroleum's Real-Time Price Protection Program

Enjoy Oilheat price protection your way! No paper agreements to sign and file away, no stamps to affix, no trips to the mailbox. Simply choose your price protection and "sign" your name digitally - your price will be protected!

Capped Price

At Hart Petroleum, we offer price protection in the form of a capped (or ceiling) price. A capped price is the maximum price per gallon you will pay for fuel ... and should fuel prices drop, you will pay the market price.

Capped Price Pros: If the price of fuel goes up, you are protected by the capped price; if the price of fuel goes down, you receive the lower price, thanks to downside insurance.

Capped Price Cons: In volatile markets, the starting price is higher than other programs; you have to pay a monetary fee for insurance on the price cap.

Fixed Price:

We also offer the option of locking in a Fixed Price. You lock into a set price for a specific amount of gallons for a period of time.

Fixed Price Pros - You are protected from increasing fuel costs, you will know exactly how much you are paying for every gallon of fuel.

Fixed Price Cons - If market prices go down, you do not benefit because you are locked into a set price until your contracted gallons have been exhausted.

Market Price

We also offer our customers a posted (or market or variable) price. On the day of delivery, you will be billed the Hart Petroleum market rate per gallon, which will be directly related to that day's market price as determined by the NYMEX (New York Mercantile Exchange).

Market Price Pros: There are no fees; discounts are available for many customers; if prices are lower when you purchase your oil, you will receive the lower price; you are not locked into a price.

Market Price Cons: If prices are higher when you purchase your oil, you will receive the higher price; you are not protected from price increases.